T-Mobile Student Jobs and Internships

At T-Mobile, we don’t just deliver the best wireless service. We create the best careers in the business. Our jobs come fully loaded with opportunities to make a difference.

We are confident, daring and talented. We work hard, have fun and enjoy the spotlight that comes with success. We’d love to count on you to join our team and set a new standard of service for our customers. Do that and you can count on us to deliver a career experience like no other.

Do you want to build a career in a place where big ideas and hard work are well rewarded? That’s the way things happen at T-Mobile. Our strengths as a company reflect our strengths as individuals, and we are proud to embody our values each and every day. If there’s a better way to do things, we’ll find it. If there’s a way to make the journey fun, we’ll make it more interesting, whether it’s the launch of a new product or the next stage in your career.

Location:
Varies

Website/Contact Info:
https://tmobile.recruitmax.com/ENG/Candidates/
default.cfm?szCategory=College

Tylenol Scholarship

We know that dedicating yourself to healthcare is no small commitment. Taking years of hard work and sacrifice. That's why the makers of Tylenol are once again proud to offer the Tylenol Scholarship program—now in its 16th year.

This year, up to $350,000 in scholarships will be awarded to our future doctors, nurses and other health professionals. Because we think the people who help us feel better, deserve to feel better, too.

Applicants should be majoring in health or healthcare. 170 winning students will be granted scholarships. Applicants will be judged on leadership qualities and academic performance. Winners selected by the end of July 2008. Funds delivered by the end of August 2008.

Award Amount:
$1,000 - $5,000

Deadline:
May 15, 2008

Website/Contact Info:
http://scholarship.tylenol.com

Which IRA is For You?

By: Leeann Harney
Joboja Staff Writer

If you’re thinking of opening an IRA, you’ve probably either just left one employer for one that does not have a 401k program or you’ve maxed out your 401k (good for you!) When you leave a company, you have many options for your 401k, one of which is rolling it over to an IRA.

Sounds simple enough, right? Not really, at least not until you decide which IRA is best for you. Here’s a brief overview of the two most popular types of IRAs – traditional and Roth, guidelines on which type is for you and suggestions on companies to invest with.

Traditional IRA

The traditional IRA gives you a tax break now. You can contribute your pre-tax dollars to the traditional IRA, which lowers your taxable income for the year. For instance, if you make $30,000 a year and contribute 10% to a traditional IRA, then the IRS treats your taxes as if you only made $27,000. That means you won’t pay as much in taxes.

If you’re in the 25% tax bracket, instead of paying $7500 in taxes on $30,000, you’d only pay $6750. The tax savings of $800 is nothing to sneeze at. That money continues to grow tax free until you take it out when you retire.

If you take it out before you retire, terrible things will happen. Okay, maybe not terrible, but if you take a withdrawal before you’re 59.5 years old, you have to pay taxes (whatever your income tax rate is now) and a 10% penalty fee.

Roth IRA

The Roth IRA gives you a tax break when you’re old and crusty, or, when you retire – whichever comes first. You contribute your after-tax dollars to the Roth IRA. This does nothing for your taxes this year, but when you take it out you owe no taxes.

A good reason to choose this option is if you expect to be in a higher tax bracket when you retire (see below for more on this), or you just like the idea of paying no taxes when you need the money. And who knows what the tax brackets will be like in 20, 30 or 40 years from now, when you’re ready to retire?

They’ll most likely be higher according to financial advisor T.R. Jacks with Edward Jones. Jacks said, “The government has never lowered income taxes. Never lowered income taxes.” (He pushes for the Roth, by the way.)

I pointed out that I’m making more money now than I’ll be withdrawing when I’m retired. Won’t I be in a lower tax bracket when I get older? Not necessarily, according to Jacks. The government could inch up the tax brackets over the next 40 years, and I could be in the same bracket as I’m in now – or higher.

Sigh. Decisions, decisions. And penalties. The good news about the Roth is that you can withdraw any of your contributions without penalty or taxes (you already paid the tax, remember?) at any age, but if you withdraw any earnings you’ve accumulated before age 59.5, those earnings will be subject to taxes and a 10% penalty fee.

So which is for you? It depends. Which one you choose depends on how much you make now, your current tax bracket and your expected tax bracket in retirement.

According to Kiplinger.com, you should invest in the traditional IRA if you think your tax rate will be lower in retirement. You can take deductions on your contributions today, and pay the (hopefully lower) taxes on the money when you withdraw it in retirement.

Tax Brackets

You should invest in the Roth IRA if your adjusted gross income (AGI) is less than $116,000 ($169,000 for couples filing jointly) and you think you could be in a higher tax bracket in retirement. Your contributions aren't deductible now, but remember you'll be able to withdraw your savings tax-free after you’re 59.5. For 2008, the contribution limit for both IRAs is $5,000 ($6,000 if you're 50 or older).

The normal length of time it takes to transfer your money to an IRA depends on how much paperwork needs to be pushed around and how quickly your previous employer or the financial institution that holds your 401k takes to process the paperwork. The process usually takes one to three weeks.

When you do decide how to invest your retirement money, there are plenty of groups out there willing to take your money. Some of the most recommended companies with IRA funds are Vanguard, T. Rowe Price and Fidelity. Kiplinger’s magazine, a well-respected financial magazine, seems to tout these groups most often.

Your hardest decision will be which kind of IRA to choose; the rest of the rollover process will be downhill from there!

Anyone Have the Time?

Written by: Bob Rehak

Edited by: Matthew CK Bradwell

Joboja Staff Writers

How would you (and do you) normally answer the following question (be honest): “Do you have time?”

Even though you may not know what the person asking that question wants or just how much time is involved, more than likely your honest answer (at least to yourself) is, “God, no.”

No one has time anymore, for anything, that goes beyond his routine. When someone asks us a favor or wants us to do something that wasn’t pre-scheduled, pre-arranged, or absolutely required, we tend to freak out. The life train that we’re on starts to jump the tracks. I think that’s why everyone looks back on childhood with such misty-eyed longing: we think about all those days when we complained, “There’s nothing to do today!"

I believe that there is cycle to this busy-ness business. Up until about age 14, we find ourselves with nothing to do. Then the homework gets harder and the extra-curricular activities start to add up, and by the time we hit graduate school, we don’t know where we’ll find enough time to fit everything in. Then adulthood hits like the predicted perfect storm it is: too much to do, too many bills to pay, too many kids to keep alive, etc. I think (and hope) that things start to slow down towards age 60, though most of us start counting down the year to retirement at about age 48. Then, of course, we try to hurry along the years, and start calculating the fiscal possibility of retiring early, at age 62 or younger, all so that we can get off the busy train and happily exclaim, “There’s nothing to do today!”

Even after retirement, there are still those who will go back to work, claiming that they were going stir-crazy with so much free time. In my house, we have a word for those people: insane.

For those of us currently in that 14 to 62 demographic, we need to learn how to handle our busy lives better. And, yes, I do put part of the blame on the proliferation of cell phones. The other part goes to laptops. No one practices being alone anymore, even when there’s no one else around. We all have to be wired in, which leaves us wired in general.

I’ve witnessed quite a few meltdowns recently, and naturally they made me laugh. The funniest meltdown I saw was at a Metra stop this past winter. It was 6:07am and I was on the inbound side of the tracks, waiting for the 6:11 train to Chicago. Normally, the train gets into the station around 6:09 so that it can leave at 6:11 (makes sense to me, but not to the Blackberry crowd, who think that the 6:11 should arrive and leave at 6:11. They crack out the Blackberry every time and proclaim, “it’s early”). Occasionally a freight train will block the walkway, and if you’re on the wrong side of the tracks, you’re out of luck. Especially during rush hour, though, the next train is only a cup of coffee away (about 10 minutes).

On this particular day, the gates came down at 6:07, preventing about a dozen riders who were cutting it close from crossing to the inbound side of the tracks. An outbound Metra train was running late on that morning and was coming from the other direction.

The reaction of the dirty dozen was priceless. As the outbound train passed in front of them, and the 6:11 rolled in on my side, one of them raised a gloved hand and gave the outbound train the finger. More than half of the others joined in, so that all you could see were all those middle fingers raised in unison, railing against “the man” for forcing them to miss the 6:11 and catch the 6:22 instead. I have never personally given the finger to anyone at any time (you could look it up), so I always find it a silly, amusing and incredibly rude gesture. (For more about the middle finger salute, visit www.therighteousman.com.) As I watched the crowd hold up that salute, I had 2 questions: exactly who were they giving the finger to, the train or the engineer; and what good did they think they were doing, especially those who gave the salute a few pumps for emphasis? I also wondered whether or not they would have made that same gesture if their kids were with them.

If you find yourself pacing every time you make a call and it rings more than 3 times; if you keep looking at your watch at the drive-up when there’s only one car in front of you; if you give the finger to inanimate or animate objects; if you’ve never been alone since you were grounded by your parents in 6^th grade for giving the neighbor the finger; take my advice. Turn off the cell phone, shut down the laptop, go to your room, and take a time out.

Dr Steve Brule Wine Tasting

Continental Airlines says it will not pursue a merger

HOUSTON -- Continental Airlines Inc. said Sunday it would not pursue a combination with another carrier right away, a surprising move after weeks of growing speculation that it would join with United Airlines to create the world's biggest airline.

Continental (CAL, Fortune 500) Chairman and Chief Executive Lawrence Kellner said in a message to employees that the Houston-based airline was better off alone than merging.

Although it reported an $80 million loss in the first quarter, Continental is widely viewed as the second-strongest U.S. carrier in financial terms, behind only Southwest Airlines (LUV, Fortune 500), which has indicated it isn't interested in a merger.

More possibilities
While Kellner ruled out a merger for the time being, Continental appeared to leave the door open to an alliance with another carrier. The airline has reportedly discussed such an arrangement with AMR Corp. (AMR, Fortune 500), the parent of American Airlines, in which the companies would work together in many ways but not merge their operations.

Airlines have been considering consolidation as a way to cut costs as they face the strain of record fuel prices. Delta Air Lines (DAL, Fortune 500) announced earlier this month it has agreed to buy Northwest Airlines (NWA, Fortune 500) in a stock-swap deal that would create the world's largest carrier. A Continental-United combination would have trumped Delta-Northwest in size.

A United (UAL) spokesman did not immediately return a call for comment.


Continental expects to spend $1.2 billion more on fuel this year than it did in 2007. To cope with the added cost, the airline plans to take some older, less-fuel-efficient planes out of service over the next 12 months and to reduce its U.S. capacity by 5 percent beginning this fall.

A spokesman for Continental's union pilots said pilots were pleased that the company won't pursue a merger, given the weak condition of other carriers. United Airlines parent UAL Corp., for example, lost $537 million in the first quarter and announced it would cut 1,100 jobs.

Kellner had long said Continental would prefer to remain independent - if the landscape of the airline industry stayed the same. But earlier this month Kellner said that the Delta deal had changed the landscape.

Continental and its regional subsidiaries operate about 3,100 daily flights. Continental has major hubs in Newark, N.J., Houston and Cleveland.

Disney Professional Internships

An internship with Disney Theme Parks and Resorts can offer participants an experience of a lifetime, providing insight and opportunity into your chosen field of study within a respected, world-renowned company.

Professional Internships are available in many disciplines at the Walt Disney World® Resort, Disneyland® Resort, and Walt Disney Imagineering. Each of these unique areas of our global company offers students the ability to apply classroom studies while networking with Disney professionals, gaining valuable experience, and most of all - Having fun!

Internships are posted at various times of the year and have a range of contract lengths. To begin exploring the vast opportunities The Walt Disney Company has to offer, select the work location that interests you most. You will be able to browse available opportunities and apply online today!

Location:
Varies

Website/Contact Info:
http://disney.go.com/disneycareers/internships/home.html